Workers’ Compensation
Confidence begins
with control.
Gain control over workers’ compensation costs,
allowing your organization to compete and
operate with greater confidence.
Take ownership of
your workers’ compensation costs.
By actively managing the factors that influence your Experience Modification Rating, Kraus-Anderson Insurance helps organizations reduce workers’ compensation costs while strengthening safety, productivity, and competitiveness.
Through disciplined claims management, data-driven oversight, and consistent intervention, we help employers take ownership of a cost that is often treated as uncontrollable.
Outcomes We Deliver
Lower Experience Modification
Ratings over time
Reduced workers’ compensation premiums and volatility
Faster claim resolution and earlier return-to-work outcomes
Improved accuracy in
experience mod calculations
Greater visibility into
claim drivers and cost trends
Stronger competitive positioning in bidding and qualification
“It’s not all about business… It’s relationship-focused. They know us and are learning us. After a claim, they asked us, ‘How is our employee doing?’ as if it were their employee. That’s a true partner.”
– Controller, Manufacturing & Fabrication
Through ongoing monitoring and verification, we help ensure employers pay only what they should while maintaining a clear view of their risk position.
Services We Provide
Experience Modification Factor Verification
Retroactive Claims Management
Immediate Claim Intervention
Online Data Management and Communications
Safety Program Facilitation, Documentation, and Guidance
Loss Prevention and OSHA Compliance Training
Engaged through the lifecycle of each claim.
Claims require attention from the moment an injury occurs through final resolution. Kraus-Anderson Insurance provides immediate claim intervention and ongoing management to support proper treatment, timely closure, and safe return to work. Staying engaged throughout the lifecycle of each claim, we help reduce long-term exposure and create more predictable outcomes for both employers and employees.
