For businesses that are best in class in terms of claims and safety management, group captive solutions provide opportunities to take advantage of those achievements.  Beyond those traditional risk management exposures and controls, many group captives also tackle emerging and often overlooked exposures.  For example, the impact of ergonomic issues on employee mental health, overall fitness, and long-term health concerns is significant.  A focus on this particular exposure through a group captive program can target actionable solutions.